Credit Scoring

Why is my Credit Score Important?

It is important to realise why a credit score is important as then you will be more motivated to make sure that you keep it at a good level. There are different sets of people that will be interested in it and you need to think about whether you need to impress them. Lenders If…

Credit Scoring

How Can I Improve my Credit Score?

Improving your credit score is something that you may wish to do if you have been turned down for a financial product or if you want to apply for a large loan, perhaps a mortgage. It is a good idea to think about this before you apply as once you are turned down it could…

Credit Scoring

How Does Credit Scoring Work?

We often see things about our credit score and that it might have an impact on us. It is a good idea to have an understanding of how it works because then we will know what we have to be aware of if we want to improve our score. What is a Credit Score? Your…

Debt

What is the Difference Between Good and Bad Debt?

There are some people that feel all debt is bad and others think none of it matters, but actually there are some good and some bad debts. It is wise to have an understanding of the differences between them and then you will be able to decide more easily as to whether to take on…